Chronic Illness Survival Guide

The healthcare insurance universe seems quite overwhelming sometimes. Especially in wintertime when taking care of yourself and your family are more important priorities where you can focus your time, energy and love. The current pandemic anxiety and the temperatures falling drastically could be the perfect opportunity to go through your existing insurance coverage. 

We believe that today, the expansion of the Medicare program is constantly updating and evolving. In this article, we are discussing what the best Medicare plan for chronic illness is. Enjoy!

Chronic Illness And Medicare

Chronic Illness Survival Guide

A chronic illness is defined as a physical or mental condition that impacted and is impacting your daily life for the last past years. It often requires constant medical care over time. Today, two out of three Medicare members have more than two chronic conditions. Members with multiple chronic conditions can go through serious limitations in their daily life. 

Here are some of the 21 conditions that the Medicare program recognized as chronic illnesses: 

  • Diabetes 
  • High cholesterol
  • High blood pressure
  • Chronic kidney disease 
  • Arthritis 

Since the adoption of the Affordable Care Act, there are no reasons that you insurers would deny you coverage. When you are 65 years old you can focus on the open enrollment period which goes from November to December.

Options For Chronic Illnesses In 2021

Winter 2020 is the perfect timing for you to gather information or get updates on the current composition of the health insurance landscape. As a constant evolving horizon, this landscape is the place where you can get the best Medicare plan for chronic illnesses. Where to start when starting research for a plan that will cover your unique needs? 

Medicare Advantage Is Made For You

Perhaps, Medicare Advantage is where you want to start to look at. This plan, also known as Medicare Part C, can be an option if you get in touch with your primary care doctor. Finding the right network of specialists for you is your top priority. You don't want to get out of network fees on top of your condition treatment. 

Medicare Advantage is arranging a whole range of services adapted to your chronic conditions. For example you can benefit from medical transportation from home. Also, don't hesitate to ask your doctor to prescribe those types of services. Medicare Advantage provides prescription drug coverage aligned with the treatment prescribed by your doctor.

We believe you have access to lots of benefits with the current healthcare environment. When shopping on the health insurance marketplaces you can filter your search with the chronic illness that is affecting you. 

We are always available to provide you more answers, fill out our form to get more detailed information about the best Medicare plan for chronic illness. 

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